#Bitcoin is nearing a new all-time high, driven by excitement among crypto traders over the potential of a second Trump administration. Meanwhile, stock futures are holding steady as investors prepare for a busy earnings season, and oil markets have found stability following Monday’s decline.

This Week:
Monday: US consumer credit. Apple product launch event. Brian Niccol becomes Starbucks’ CEO. Earnings expected from Oracle.

Tuesday: US presidential debate. UN General Assembly opens. Guinness World Records 2025 published. Earnings expected from GameStop, Dave & Buster’s, Petco Health and Wellness Co., and Academy Sports and Outdoors.

Wednesday: US consumer-price index.

Thursday: US jobless claims and producer-price index. Earnings expected from Signet Jewelers, Kroger, and Adobe.

Friday: US consumer sentiment.

Sunday: First Day of Hispanic Heritage Month in US. Primetime Emmy Awards.

Learn where USAID stands thru their own lenses: https://www.usaid.gov/nepal

Per the chart below, it shows you who is spending and who is not.

The highest-earning 20% of people in the US now account for a huge 40% of all consumer spending.

On the other hand, the lowest-earning 20% of people only account for 9% of consumer spending.

Even if you add up the bottom 40% of incomes in the US, they still only account for 22% of consumer spending, compared to 61% for the top 40%.

Inflation has been over 3% for 37 months straight, and this has widened the wealth gap.

The people in the higher income groups have been able to keep up with inflation through rising real estate and stock prices.

Everyone else has been left behind and is struggling more with the high inflation.

In summary, the wealthy are spending a lot more while the poor are spending a lot less, and the wealth gap is growing due to persistent high inflation.

- Sanjay Research | InvestAnswers

#US president Biden to raise capital gains taxes to 45%. Proposed increase of the top marginal tax rate from 37% to 39.6% for high-income earners. Proposed $10,000 tax credit for first-time home buyers/sellers earning less than 200K/yr. Student debt forgiveness.

Currently, #MTA Bus Operator - MaBSTOA exam fee is free. This is the link as of today to apply: https://www.mymta.info/exams

Bus Operator (MaBSTOA): Operates in Manhattan and the Bronx. Bus Operator (MTA Bus Company): Operates in the Bronx, Brooklyn and Queens.

Requirements: Have a CDL (Commercial Driver's License, such as Class A or B). If you do not have it, to obtain CDL, you should have a New York State driver license (Class D, Class E, or Non-CDL C) or a valid CDL from another state.

Next, apply for a commercial learner permit at a DMV office.

Next, prepare for your road test and practice with a supervising driver.

Finally, schedule and take your road test. The details are found here: https://dmv.ny.gov/get-cdl